Combining Guaranteed Retirement Income with Unprecedented Charity

Guaranteed Lifetime Income!

To avoid excessive stock market risk in their portfolios more and more Americans are securing some of their Individual Retirement Accounts (IRAs) with Fixed Indexed Annuities. It's like having a personal pension for life - you can't outlive it.

Are You Over-Invested?

Millions of American families suffer financial hardship when stock markets crash and recessions follow. Over-investing becomes a problem when funds for our Basic Cost of Living in retirement are lost in the markets. Here's some prudent advice:

Investors might consider insuring the funds for their Basic Cost of Living first, then invest the rest. This prevents over-investment in the stock market. Fixed Indexed Annuities (FIAs) can help with financial security in the worst of times and growing prosperity in the best of times.

Consider Some of These Annuity Benefits:

Guaranteed income for life

No losses when stock markets crash

Participate only in stock market growth

Double your retirement base in about 12 years

Policies come with tax deferral

Long-Term Care payments in case of chronic illness

See Intro to Fixed Indexed Annuities (FIAs) below:

Introduction to FIAs

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Why is CIS so Unique?

We Can Help Your Charity in a Big Way!

Attention Nonprofits! - CIS could be donating thousands of dollars per IRA transaction from our commissions. When calculating the multiples of these partial IRA Rollovers they could add substantial funding to your charity when your supporters insure their savings.

For nonprofits that want to learn more about this opportunity - Go Here!

For the public at large, below is a small sample of charities we can approach with unsolicited donations, but there are so many more. If you have a favorite charity, please let us know.

Our Mission:

CIS was Founded on Two Big Ideas.

A Non-Profit for Non-Profits

As a 501c3 charitable organization, a big part of the CIS mission is to support other nonprofits. Donating up to 75% of its commissions is unprecedented. We're blazing a new trail of charitable giving in the world of finance. By insuring the retirement savings of donors and members of charities, those same individuals will allow CIS to support their charitable causes. It's a game-changer.

Insuring Americans' BCL

CIS focuses on insuring the Basic Cost of Living funds in retirement - undeniably the most important part of anyone's financial planning. That includes funds for the life-long cost of Housing, Food, Transportation & Insurance - for home, health & life (as per the U.S. Dept of Labor). Protecting these basic needs from market risk is absolutely essential when working is no longer an option, or desired.

The Secure Act of 2019 validates the CIS mission.

Congress passed The SECURE Act of 2019 - partly to make it easier for 401(k) plans to offer Annuities. Why? Congress has been concerned for years with the investing public putting too much of their retirement savings in the stock market. Investing has its place - but insuring the funds for our Basic Cost of Living first - can make retirement safer with guaranteed lifetime income.

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Let's Connect

I'm Per Rydstrom, founder of Charitable Insurance Solutions.
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