Cost of Retirement
Guaranteed Lifetime Income + Charitable Impact
A retirement strategy built around a Fixed Indexed Annuity (FIA) can provide guaranteed lifetime income – a foundation that covers essential living expenses even when market conditions are uncertain. Many Americans unknowingly take on more stock market risk than they can afford, leaving them vulnerable to losses during recessions or market downturns. An FIA can help reduce that risk by offering:
- Principal protection
- Growth linked to market indexes
- Predictable, guaranteed income for life
This creates financial stability at a time when working may no longer be possible or desirable.
How we help
Charitable Benefit Through CIS
CIS, a nonprofit organization, offers a unique model:
After your FIA plan is implemented, CIS donates up to 75% of its commission to the charity of your choice.
This allows donors to support causes they care about without reducing their retirement income—a rare and powerful combination of philanthropy and financial security.
Overview
Simple Donor Process
1. Discuss
Goals
Understand your retirement income needs and charitable priorities
2. Evaluate FIA Options
Review products that provide guaranteed lifetime income and principal protection
3. Implement Your FIA Plan
Secure your income strategy with a licensed professional
4. Charitable Contribution
CIS donates up to 75% of its commission to your selected charity
5. Ongoing Support
You receive lifetime income; your charity receives meaningful funding
Let’s build something meaningful together.
Based on your Annual Grand Total we’ll provide you with an illustration of a guaranteed income stream in retirement. Please note – to run an illustration your net liquid assets must range from $100,000 to $1 million, or contribute a min. $6,000/year to a savings plan.